Chances are that if your driver’s license has been suspended in Ohio, you have also been informed by the Ohio Bureau of Motor Vehicles (BMV) that in order to reinstate your driver’s license, you are required to have SR22 Ohio Insurance. The SR in SR22 stands for Safety Responsibility. It’s a certification from an auto insurance company that a driver has been issued a six-month Ohio auto insurance policy with at least the minimum required Liability insurance in Ohio of $12,500/$25,000 for Bodily Injury and $7,500 for Property Damage. Rates for SR22 Ohio Insurance can vary greatly, so do your homework and get several quotes from auto insurance companies that service policies in Ohio. It is important to check different insurance companies because not all insurance carriers handle SR22 Insurance.
SR22 Ohio Insurance is typically for high-risk drivers, but there are several reasons that your driver’s license may be suspended and requiring SR22 Insurance to reinstate your driver’s license. Reasons that a driver may need SR22 Ohio Insurance may include any of the following: driving with a suspended license, driving without insurance, involvement in an accident without proof of insurance, DUI (driving under the influence), DWI (driving while intoxicated), and two or more major violations within 5 years.
In most cases, SR22 Ohio Insurance can be issued on the same day for which the coverage is applied, and your driver’s license can be reinstated the very same day the policy is issued. Once you have shopped around and decided to go with a particular policy, be sure to ask your auto insurance agent if he or she can fax the SR22 Ohio Insurance Filing to the Ohio Bureau of Motor Vehicles. The state of Ohio will accept a fax copy of the SR22 Ohio Insurance Filing. This makes it easy to go into your local Ohio Bureau of Motor Vehicles office to reinstate your license.
SR22 Ohio Insurance is typically required to be kept on file for three (3) years. If the policy lapses or cancels, the auto insurance carrier will send the state an SR26 to alert the state that the policy has been canceled. This will result in another immediate driver’s license suspension. That is why once an SR22 Ohio Insurance Filing is done, it is very important to maintain auto insurance throughout the duration of the time required by the state of Ohio.
Just because you may have made a mistake doesn’t mean that you have to overpay for SR22 Ohio Insurance. At www.cheapohioautoinsurance.com we can help you find affordable SR22 Ohio Insurance quotes that can save you $100’s. Our website is a useful tool in in finding cheap Ohio SR22 Insurance.